{"id":2694,"date":"2024-11-24T22:41:56","date_gmt":"2024-11-24T21:41:56","guid":{"rendered":"https:\/\/ez.cz\/?p=2694"},"modified":"2024-11-24T22:41:57","modified_gmt":"2024-11-24T21:41:57","slug":"degiro-vs-xtb-srovnani-poplatku-obchodnich-nastroju-a-zdaneni","status":"publish","type":"post","link":"https:\/\/www.ez.cz\/?p=2694","title":{"rendered":"Degiro vs. XTB: Srovn\u00e1n\u00ed poplatk\u016f, obchodn\u00edch n\u00e1stroj\u016f a zdan\u011bn\u00ed"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Pro investory, kte\u0159\u00ed zva\u017euj\u00ed otev\u0159en\u00ed \u00fa\u010dtu u online brokera, jsou poplatky a dan\u011b jedn\u00edm z kl\u00ed\u010dov\u00fdch faktor\u016f rozhodov\u00e1n\u00ed. Dva z nejpopul\u00e1rn\u011bj\u0161\u00edch broker\u016f na \u010desk\u00e9m trhu, Degiro a XTB, nab\u00edzej\u00ed r\u016fzn\u00e9 podm\u00ednky a struktury poplatk\u016f.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jak je to se zm\u00edn\u011bn\u00fdmi brokery a poplatky? A co dan\u011b?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Degiro &#8211; n\u00edzk\u00e9 poplatky pro aktivn\u00ed investory<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Degiro je \u010dasto chv\u00e1leno v <strong>Degiro recenz\u00edch<\/strong> za sv\u00e9 n\u00edzk\u00e9 poplatky, kter\u00e9 z n\u011bj \u010din\u00ed atraktivn\u00ed volbu pro aktivn\u00ed investory a obchodn\u00edky. Broker nab\u00edz\u00ed \u0161irokou \u0161k\u00e1lu investi\u010dn\u00edch n\u00e1stroj\u016f, v\u010detn\u011b akci\u00ed, ETF, fond\u016f a dal\u0161\u00edch.<br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>N\u00edzk\u00e9 poplatky za obchodov\u00e1n\u00ed:<\/strong> Degiro se py\u0161n\u00ed jedn\u011bmi z nejni\u017e\u0161\u00edch poplatk\u016f za obchodov\u00e1n\u00ed na trhu. To je obzvl\u00e1\u0161t\u011b v\u00fdhodn\u00e9 pro investory, kte\u0159\u00ed prov\u00e1d\u011bj\u00ed \u010dast\u00e9 a men\u0161\u00ed obchody.<\/li>\n\n\n\n<li><strong>Transparentn\u00ed struktura poplatk\u016f:<\/strong> Degiro poskytuje p\u0159ehlednou informaci o v\u0161ech poplatc\u00edch, co\u017e investor\u016fm usnad\u0148uje porovn\u00e1n\u00ed s jin\u00fdmi brokery.<\/li>\n\n\n\n<li><strong>\u0160irok\u00e1 nab\u00eddka produkt\u016f:<\/strong> Degiro nab\u00edz\u00ed p\u0159\u00edstup k \u0161irok\u00e9 \u0161k\u00e1le trh\u016f a investi\u010dn\u00edch n\u00e1stroj\u016f, co\u017e umo\u017e\u0148uje investor\u016fm diverzifikovat sv\u00e1 portfolia.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Degiro poplatky<\/strong> se skl\u00e1daj\u00ed z n\u011bkolika slo\u017eek, jako jsou poplatky za obchodov\u00e1n\u00ed, spr\u00e1vu \u00fa\u010dtu a dal\u0161\u00ed slu\u017eby.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">XTB &#8211; vhodn\u00e9 pro za\u010d\u00e1te\u010dn\u00edky a st\u0159edn\u011b pokro\u010dil\u00e9 investory<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">XTB je dal\u0161\u00ed popul\u00e1rn\u00ed broker, kter\u00fd nab\u00edz\u00ed u\u017eivatelsky p\u0159\u00edv\u011btivou platformu a \u0161irokou \u0161k\u00e1lu obchodn\u00edch n\u00e1stroj\u016f.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bezplatn\u00e9 obchodov\u00e1n\u00ed akci\u00ed a ETF:<\/strong> XTB nab\u00edz\u00ed bezplatn\u00e9 obchodov\u00e1n\u00ed akci\u00ed a ETF do ur\u010dit\u00e9ho objemu, co\u017e je atraktivn\u00ed nab\u00eddka pro za\u010d\u00e1te\u010dn\u00edky a st\u0159edn\u011b pokro\u010dil\u00e9 investory.<\/li>\n\n\n\n<li><strong>\u0160irok\u00e1 nab\u00eddka CFD:<\/strong> XTB umo\u017e\u0148uje obchodovat \u0161irokou \u0161k\u00e1lu CFD kontrakt\u016f, co\u017e umo\u017e\u0148uje investor\u016fm spekulovat na r\u016fzn\u00e9 trhy.<\/li>\n\n\n\n<li><strong>Pokro\u010dil\u00e9 obchodn\u00ed n\u00e1stroje:<\/strong> XTB poskytuje pokro\u010dil\u00e9 obchodn\u00ed n\u00e1stroje, jako jsou technick\u00e1 anal\u00fdza a copy trading, kter\u00e9 mohou b\u00fdt u\u017eite\u010dn\u00e9 pro zku\u0161en\u011bj\u0161\u00ed obchodn\u00edky.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.tovarnik.cz\/xtb-investicni-plan-recenze\/\"><strong>XTB poplatky<\/strong><\/a> jsou obecn\u011b vy\u0161\u0161\u00ed ne\u017e u Degiro, av\u0161ak broker kompenzuje vy\u0161\u0161\u00edmi poplatky \u0159adou dal\u0161\u00edch slu\u017eeb a n\u00e1stroj\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dan\u011b u Degiro a XTB<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Oba broke\u0159i, Degiro i XTB, jsou povinni poskytnout investor\u016fm pot\u0159ebn\u00e9 informace pro da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. <strong>XTB dan\u011b<\/strong> a <strong>Degiro dan\u011b<\/strong> se \u0159\u00edd\u00ed obecn\u00fdmi da\u0148ov\u00fdmi p\u0159edpisy \u010cesk\u00e9 republiky. Investo\u0159i by si m\u011bli b\u00fdt v\u011bdomi, \u017ee z p\u0159\u00edjm\u016f z investic mus\u00ed b\u00fdt odvedena dan\u011b z p\u0159\u00edjm\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">XTB dan\u011b &#8211; co by m\u011bl investor v\u011bd\u011bt<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.tovarnik.cz\/xtb-dane-dividendy-uroky\/\"><strong>XTB dan\u011b<\/strong><\/a> se \u0159\u00edd\u00ed obecn\u00fdmi da\u0148ov\u00fdmi p\u0159edpisy \u010cesk\u00e9 republiky. Investo\u0159i, kte\u0159\u00ed obchoduj\u00ed p\u0159es platformu XTB, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee z jejich zisk\u016f z obchodov\u00e1n\u00ed bude odvedena da\u0148 z p\u0159\u00edjm\u016f. Konkr\u00e9tn\u00ed da\u0148ov\u00e1 povinnost z\u00e1vis\u00ed na typu obchodovan\u00e9ho n\u00e1stroje (akcie, ETF, CFD) a d\u00e9lce dr\u017een\u00ed pozice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zat\u00edmco <strong>XTB<\/strong> poskytuje investor\u016fm p\u0159ehled o jejich obchodn\u00edch aktivit\u00e1ch a v\u00fdnosech, samotn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed mus\u00ed investor zpracovat a podat s\u00e1m, p\u0159\u00edpadn\u011b s pomoc\u00ed da\u0148ov\u00e9ho poradce. Je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee da\u0148ov\u00e9 z\u00e1kony se mohou pravideln\u011b m\u011bnit, proto se doporu\u010duje konzultovat aktu\u00e1ln\u00ed informace s odborn\u00edkem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">D\u016fle\u017eit\u00e9 aspekty, kter\u00e9 by investo\u0159i m\u011bli m\u00edt na pam\u011bti:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zdan\u011bn\u00ed dividend:<\/strong> Dividendy jsou zdan\u011bny sr\u00e1\u017ekovou dan\u00ed p\u0159\u00edmo u zdroje. Investo\u0159i mohou vyu\u017e\u00edt formul\u00e1\u0159 W-8BEN, kter\u00fd umo\u017e\u0148uje sn\u00ed\u017een\u00ed sr\u00e1\u017ekov\u00e9 dan\u011b z dividend vypl\u00e1cen\u00fdch z USA.<\/li>\n\n\n\n<li><strong>Zdan\u011bn\u00ed zisk\u016f z prodeje cenn\u00fdch pap\u00edr\u016f:<\/strong> Zisky z prodeje akci\u00ed a ETF jsou zdan\u011bny jako ostatn\u00ed p\u0159\u00edjmy z kapit\u00e1lov\u00e9ho majetku.<\/li>\n\n\n\n<li><strong>Zdan\u011bn\u00ed zisk\u016f z CFD:<\/strong> Zisky z obchodov\u00e1n\u00ed CFD jsou zdan\u011bny jako p\u0159\u00edjmy z podnik\u00e1n\u00ed, pokud investor prov\u00e1d\u00ed obchodov\u00e1n\u00ed pravideln\u011b a ve v\u011bt\u0161\u00edm rozsahu.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee XTB poskytuje investor\u016fm n\u00e1stroje pro sledov\u00e1n\u00ed jejich obchodn\u00edch aktivit, odpov\u011bdnost za spr\u00e1vn\u00e9 zdan\u011bn\u00ed v\u0161ak le\u017e\u00ed na samotn\u00e9m investorovi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">&nbsp;Tabulka porovn\u00e1n\u00ed poplatk\u016f Degiro a XTB<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pro p\u0159edstavu se zde nach\u00e1z\u00ed tabulka obecn\u00e9ho porovn\u00e1n\u00ed poplatk\u016f Degira a XTB.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Poplatek<\/strong><\/td><td><strong>Degiro<\/strong><\/td><td><strong>XTB<\/strong><\/td><td><strong>Pozn\u00e1mka<\/strong><\/td><\/tr><tr><td><strong>Veden\u00ed \u00fa\u010dtu<\/strong><\/td><td><strong>Bez poplatku<\/strong><\/td><td><strong>10 EUR\/m\u011bs\u00edc<\/strong> p\u0159i neaktivit\u011b d\u00e9le ne\u017e 365 dn\u00ed<\/td><td>Degiro ne\u00fa\u010dtuje poplatek za veden\u00ed \u00fa\u010dtu ani p\u0159i neaktivit\u011b.<\/td><\/tr><tr><td><strong>Poplatky za obchodov\u00e1n\u00ed<\/strong><\/td><td><strong>N\u00edzk\u00e9, variabiln\u00ed podle typu n\u00e1stroje a trhu<\/strong><\/td><td><strong>V\u011bt\u0161inou ni\u017e\u0161\u00ed ne\u017e u tradi\u010dn\u00edch bank, mohou se li\u0161it podle typu \u00fa\u010dtu a objemu obchod\u016f<\/strong><\/td><td>Oba brok\u0159i nab\u00edzej\u00ed konkurenceschopn\u00e9 poplatky za obchodov\u00e1n\u00ed, nicm\u00e9n\u011b p\u0159esn\u00e1 v\u00fd\u0161e se m\u016f\u017ee li\u0161it.<\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed vklad<\/strong><\/td><td><strong>N\u00edzk\u00fd, \u010dasto zdarma<\/strong><\/td><td><strong>Z\u00e1vis\u00ed na typu \u00fa\u010dtu, m\u016f\u017ee b\u00fdt n\u00edzk\u00fd<\/strong><\/td><td>Oba broke\u0159i umo\u017e\u0148uj\u00ed otev\u0159en\u00ed \u00fa\u010dtu s n\u00edzk\u00fdm nebo dokonce nulov\u00fdm minim\u00e1ln\u00edm vkladem.<\/td><\/tr><tr><td><strong>Poplatky za v\u00fdb\u011br<\/strong><\/td><td><strong>N\u00edzk\u00e9, variabiln\u00ed podle zp\u016fsobu v\u00fdb\u011bru<\/strong><\/td><td><strong>N\u00edzk\u00e9, variabiln\u00ed podle zp\u016fsobu v\u00fdb\u011bru<\/strong><\/td><td>Oba broke\u0159i \u00fa\u010dtuj\u00ed n\u00edzk\u00e9 poplatky za v\u00fdb\u011br pen\u011bz z \u00fa\u010dtu.<\/td><\/tr><tr><td><strong>Dal\u0161\u00ed poplatky<\/strong><\/td><td><strong>Mohou se vyskytnout poplatky za neaktivitu na ur\u010dit\u00fdch typech \u00fa\u010dt\u016f, poplatky za p\u0159evod portfolia<\/strong><\/td><td><strong>Poplatky za neaktivitu, poplatky za n\u011bkter\u00e9 speci\u00e1ln\u00ed slu\u017eby<\/strong><\/td><td>Oba broke\u0159i mohou \u00fa\u010dtovat dal\u0161\u00ed poplatky za specifick\u00e9 slu\u017eby nebo operace.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Volba mezi Degiro a XTB z\u00e1vis\u00ed na individu\u00e1ln\u00edch pot\u0159eb\u00e1ch a investi\u010dn\u00edch c\u00edlech ka\u017ed\u00e9ho investora. <a href=\"https:\/\/www.vpenize.cz\/degiro\/\"><strong>Degiro recenze<\/strong><\/a> \u010dasto zd\u016fraz\u0148uj\u00ed n\u00edzk\u00e9 poplatky, zat\u00edmco XTB l\u00e1k\u00e1 investory na \u0161irokou \u0161k\u00e1lu obchodn\u00edch n\u00e1stroj\u016f a u\u017eivatelsky p\u0159\u00edv\u011btivou platformu. P\u0159i v\u00fdb\u011bru brokera by investo\u0159i m\u011bli pe\u010dliv\u011b zv\u00e1\u017eit jak v\u00fd\u0161i poplatk\u016f, tak nab\u00eddku produkt\u016f, kvalitu platformy a dal\u0161\u00ed faktory.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pro investory, kte\u0159\u00ed zva\u017euj\u00ed otev\u0159en\u00ed \u00fa\u010dtu u online brokera, jsou poplatky a dan\u011b jedn\u00edm z kl\u00ed\u010dov\u00fdch faktor\u016f rozhodov\u00e1n\u00ed. Dva z nejpopul\u00e1rn\u011bj\u0161\u00edch broker\u016f na \u010desk\u00e9m trhu, Degiro a XTB, nab\u00edzej\u00ed r\u016fzn\u00e9 podm\u00ednky a struktury poplatk\u016f. Jak je to se zm\u00edn\u011bn\u00fdmi brokery a poplatky? A co dan\u011b? Degiro &#8211; n\u00edzk\u00e9 poplatky pro aktivn\u00ed investory Degiro je \u010dasto [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2695,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-2694","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/posts\/2694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ez.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2694"}],"version-history":[{"count":1,"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/posts\/2694\/revisions"}],"predecessor-version":[{"id":2696,"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/posts\/2694\/revisions\/2696"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ez.cz\/index.php?rest_route=\/wp\/v2\/media\/2695"}],"wp:attachment":[{"href":"https:\/\/www.ez.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ez.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ez.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}